​My Account Help

Statement preferences are controlled by the primary account holder on an account. 

If you are currently receiving paper statements in the mail and they are addressed to you, you can change your preference in online banking to receive only eStatements. 

If you are a joint account holder and the mailed statement is not addressed to you, you will not be able to switch that paper statement as it will need to be switched by the primary account holder.

A void cheque can be used to set up a direct deposit or pre-authorized debit instructions on your account. 

Three sets of numbers are taken from the bottom of your cheque when the instructions are set up – the transit number, the institution number and your account number.  Here’s where you’ll find them:

Did you know you can also create a direct deposit switch through our free ClickSWITCH service? If you’re not familiar with the service, visit our ClickSWITCH page to learn more.

If you don’t have cheques, visit your branch or call our Member Service Centre at 1-866-800-ARTS (2787) to request a Direct Debit/Deposit Request form.

Holds are placed on member’s accounts to protect you and the credit union against possible losses and/or fraudulent activity. Our guidelines for the duration of holds are below.    

To avoid having a hold placed on your account, you may wish to set up direct deposit arrangements with the sender if it’s a payment you’ll be receiving regularly.

You can also arrange to receive the money by Interac e-Transfer® if the funds are coming from a Canadian financial institution in Canadian dollars. This is another option to transfer money that’s safe, easy and immediately available.

Visit your branch or connect with our Member Service Centre at 1-866-800-ARTS (2787) to find out your debit card and ATM withdrawal limits. 

If you’re planning on making a large purchase, you can request a temporary increase to your limit.

Visit Account Services through your online banking and select Order cheques. You can also visit your branch or call our Member Service Centre at 1-866-800-ARTS (2787) and our staff can make the arrangements for you.

For our Business members, cheques must be ordered through your branch.

All members are set up to automatically receive eStatements in online banking. You can stop paper statements from being mailed to you by changing your preference in online banking. Simply log in to online banking and follow these simple steps:

1. In the left navigation menu, select My Accounts.
2. Within the My Accounts menu items, select Statement Preferences.
3. The first screen will show you your membership number.
4. Select Next. On the next screen, choose E-Statements only as your statement preference and select Continue.
5. The next screen will summarize your preference. Select Confirm to complete the process.

Depending on timing of completing these steps, you may still receive one more paper statement mailing after cancelling paper statements.

Your eStatement can be found by logging in to online banking and following these simple steps:

1. In the left navigation menu, select My Accounts.
2. Within the My Accounts menu items, select View eStatements.
3. The e-Statements screen will appear and you can select the year from which you would like to view a statement.
4. After you choose the specific year, e.g. 2021, each month for which a statement is available will appear for you to select from.
5. Select the month you want to open a PDF of that month’s statement.

If you can't remember your PIN or if you are locked out, you can reset it at any one of our Personal Assisted Teller machines. You will need a mobile device so you can sign the applicable form electronically. You can also come to a branch to do this.

Please make sure you have at least two pieces of valid photo identification.

If you know your PIN, but you want to change it to something different, you can change it at any FirstOntario or THE EXCHANGE Network ATM.

Use this ATM locator to find the machine closest to you.

You can log in through our mobile app, tap Scheduled and choose the payment you would like to cancel, then select Delete.

In online banking, select Payments in the menu on the left. Go to View/Modify Scheduled Payments, choose the scheduled payment you wish to cancel, then hit Delete. You will then have to Confirm to complete the update.

Some members will have immediate access to a limited amount of the funds they deposit one of our ATMs. The remaining funds will be held for a short time.

This hold period allows our credit union to verify that the funds will be available from the account at the other financial institution on which the cheque and/or other negotiable items are drawn. Member-specific circumstances will determine what they can access right away and if longer holds are required.

Please don't hesitate to contact us at 1-866-800-ARTS (2787) if you have any questions.

To send a wire transfer, visit a branch with the following information about the recipient's account:

• Recipient name and full address
• Recipient account number or IBAN (international bank account number) (if applicable)
• Financial institution name and address
• Swift Code and/or ABA Number (routing number)
• Intermediary financial institution (if applicable)

A wire transfer takes approximately three to five business days to be processed. For rates and fees, please refer to the personal banking fees page.

The person sending the wire transfer to your Creative Arts Financial account must provide the following information to their financial institution:

• Your name (account holder) and full address
• Your account number
• Your branch transit number and full branch address
• FirstOntario Credit Union's institution number: 828
• Applicable SWIFT code(s) and intermediary financial institution (see below for additional details)

If the account, name or address listed on the incoming wire transfer does not match exactly to your Creative Arts Financial profile, funds may be returned to the sender.

Once a wire payment has been sent from another financial institution, it takes three to five business days until Creative Arts Financial receives the funds. Timing depends on the currency sent, where the sending financial institution is geographically located, and how many intermediary banks the sending financial institution needed to use for the transfer.

In addition, you will need to provide the sender with the following information:

For all international wires (not including U.S.), funds will be posted in Canadian funds.

Please note there may be additional foreign exchange fees. For rates and fees, please refer to the personal banking fees page.

The person sending the wire transfer to your Creative Arts Financial account must provide the following information to their financial institution:

• Your name (account holder) and full address
• Your account number
• Your branch transit number and full branch address
• FirstOntario Credit Union's institution number: 828
• Applicable SWIFT code(s) and intermediary financial institution (see below for additional details)

If the account, name or address listed on the incoming wire transfer does not match exactly to your Creative Arts Financial profile, funds may be returned to the sender.

Once a wire payment has been sent from another financial institution, it takes three to five business days until Creative Arts Financial receives the funds. Timing depends on the currency sent, where the sending financial institution is geographically located, and how many intermediary banks the sending financial institution needed to use for the transfer.

In addition, you will need to provide the sender with the following information:

Please note there may be additional foreign exchange fees. For rates and fees, please refer to the personal banking fees page.

The person sending the wire transfer to your Creative Arts Financial account must provide the following information to their financial institution:

• Your name (account holder) and full address
• Your account number
• Your branch transit number and full branch address
• FirstOntario Credit Union's institution number: 828
• Applicable SWIFT code(s) and intermediary financial institution (see below for additional details)

If the account, name or address listed on the incoming wire transfer does not match exactly to your Creative Arts Financial profile, funds may be returned to the sender.

Once a wire payment has been sent from another financial institution, it takes three to five business days until Creative Arts Financial receives the funds. Timing depends on the currency sent, where the sending financial institution is geographically located, and how many intermediary banks the sending financial institution needed to use for the transfer.

In addition, you will need to provide the sender with the following information including our U.S. correspondent/intermediary bank:

If you hold a U.S. dollar account with Creative Arts Financial, ensure you provide the correct account for the currency you wish to receive. If Creative Arts Financial receives the wire payment in a currency that is different from the currency of your deposit account listed on the wire payment, the funds will be converted to the currency of your account.

Please note there may be additional foreign exchange fees. For rates and fees, please refer to the personal banking fees page.