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Personal Line of Credit

 
 

Get easy access to fast and flexible cash

A line of credit lets you keep using these funds (up to your approved credit limit) without having to apply for multiple loans.

Use the money when you need it, pay the minimum requirement monthly and the balance when you can. Once you’ve paid your balance, you can use this low-interest option again when you need it.

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Personal Line of Credit

Ready money, low interest rates and the flexibility to pay back the balance on your own time while you make monthly interest payments.

Secured Line of Credit Rate*

as low as

8.74

Unsecured Line of Credit Rate*

as low as

9.74

*Annual Percentage Rate (APR). Rates are subject to change at any time. Conditions apply.

Student Line of Credit

We realize the financial burden put on students so we offer low-interest rates so you can study with peace of mind.

Student Line of Credit Rate*

as low as

7.75

*Annual Percentage Rate (APR). Rates are subject to change at any time. Conditions apply.

MeritLine Home Equity Line of Credit

If you’re a qualifying homeowner, you can use your home equity as security to lock in our lowest rate.

MeritLine Home Equity Line of Credit Rate*

as low as

6.60

*Annual Percentage Rate (APR). Rates are subject to change at any time. Conditions apply.

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