Skip to main content
Map Point
JOIN US
Person Adding Credit Card to Online Banking

Personal Line of Credit

Get easy access to fast and flexible cash

A line of credit lets you keep using these funds (up to your approved credit limit) without having to apply for multiple loans.

Use the money when you need it, pay the minimum requirement monthly and the balance when you can. Once you’ve paid your balance, you can use this low-interest option again when you need it.

If you're looking for an unsecured line of credit, you can submit an application online ❐.

Make an Appointment
 

Learn more

 

Personal Line of Credit

Ready money, low interest rates and the flexibility to pay back the balance on your own time while you make monthly interest payments.

Secured Line of Credit Rate*

as low as

9.24
Contact Us

Unsecured Line of Credit Rate*

as low as

10.24
Apply Online ❐, opens in a new tab

*Annual Percentage Rate (APR). Rates are subject to change at any time. Conditions apply.

Student Line of Credit

We realize the financial burden put on students so we offer low-interest rates so you can study with peace of mind.

Student Line of Credit Rate*

as low as

8.25
Apply Online ❐, opens in a new tab

*Annual Percentage Rate (APR). Rates are subject to change at any time. Conditions apply.

MeritLine Home Equity Line of Credit

If you’re a qualifying homeowner, you can use your home equity as security to lock in our lowest rate.

MeritLine Home Equity Line of Credit Rate*

as low as

7.10
Contact Us

*Annual Percentage Rate (APR). Rates are subject to change at any time. Conditions apply.

​Make an appointment today

​CONTACT US
Select Image

Looking for an unsecured line of credit? Submit your application online ❐

Where art and finance unite

At Creative Arts Financial, we understand that creators of all kinds deserve a financial partner that truly supports their unique journey.

 

​​​Creative Arts Financial logo​​

 

™Creative Arts Financial and Design are trademarks of FirstOntario Credit Union

Creative Arts Financial © Copyright 2023