- Rates are subject to change without notice.
- Eligibility is subject to approval - underwriting conditions apply.
- The applicant must be a member of Creative Arts Financial a division of FirstOntario Credit Union.
- Bridge loans are not eligible.
- The introductory rate of 1.99% expires December 31, 2021. On January 1, 2022 the rate will change to the rate that the applicant qualified for at the time of approval.
- A 3.00% discount on the posted rate, which will apply after December 31, is available on 3 year, 4 year and 5 year fixed loans provided that the loan is fully insured with at least one (1) qualified borrower taking both Life and Disability insurance (if applicable, secondary borrowers must take at least one insurance).
- The maximum personal loan amount that will be approved for the discounted rate is $50,000. The discounted rate is available on approved credit.
- Additional terms, conditions, fees, and charges may apply.
- Prepayment of an eligible loan will be permitted at any time without penalty.
- This offer may not be used to pay out, partially or in full, an existing loan or line of credit at Creative Arts Financial a division of FirstOntario Credit Union.
Personal Loan
Specials
Why Get a Personal Loan
Interest Rates
Calculator
Lower Rates
You can opt to secure your loan for an even lower interest rate.
The right rates
Choose a fixed rate or variable rate.
Repayment options
Flexible options including early repayment without penalty.
Payment flexibility
Schedule your payments monthly, bi-weekly or weekly.
Peace of mind
Protect yourself with optional life, disability or critical illness insurance.