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Personal Loan


When you have something specific in mind

We can help you get to your goal faster. If you need money for a major purchase, we’ll work together to figure out what you need, what kind of payments you can handle and your best borrowing options.


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Personal Loan Specials

Enjoy Life. Your Way.

Fixed Term Loan Introductory Rate

as low as

  1. Rates are subject to change without notice.
  2. Eligibility is subject to approval - underwriting conditions apply.
  3. The applicant must be a member of creativeartsfinancial Credit Union.
  4. Bridge loans are not eligible.
  5. The introductory rate of 1.99% expires December 31, 2021. On January 1, 2022 the rate will change to the rate that the applicant qualified for at the time of approval.
  6. A 3.00% discount on the posted rate, which will apply after December 31, is available on 3 year, 4 year and 5 year fixed loans provided that the loan is fully insured with at least one (1) qualified borrower taking both Life and Disability insurance (if applicable, secondary borrowers must take at least one insurance).
  7. The maximum personal loan amount that will be approved for the discounted rate is $50,000. The discounted rate is available on approved credit.
  8. Additional terms, conditions, fees, and charges may apply.
  9. Prepayment of an eligible loan will be permitted at any time without penalty.
  10. This offer may not be used to pay out, partially or in full, an existing loan or line of credit at creativeartsfinancial Credit Union.

Consider a personal loan with us if you need the funds for

  • A car
  • Big purchase like a renovation or unexpected expense
  • RRSP contributions
  • Investments
  • Debt consolidation

Our personal loans offer

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Lower Rates

You can opt to secure your loan for an even lower interest rate.

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​The right rates

Choose a fixed rate or variable rate.

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Repayment options

Flexible options including early repayment without penalty.

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​Payment flexibility

Schedule your payments monthly, bi-weekly or weekly.

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Peace of mind

Protect yourself with optional life, disability or critical illness insurance.

Personal Loan Interest Rates*

List of rates for PERSONAL LOANS
Fixed Rate Secured Loan
Fixed Rate Unsecured Loan
Variable Rate Secured Loan
Variable Rate Unsecured Loan

Personal Loan Calculator

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*APR. Rates are subject to change at any time.