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​​Loan and Mortgage Insurance


Your financial safety net. Just in case. 

Mortgage and loan insurance are both available to pay the balance or cover the payments in the event of job loss, critical illness, disability or death.

Get the coverage you need at a price you can afford.

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Protecting you and your family from the unexpected

Mortgage and loan life insurance will pay off your mortgage or loan in the event of death. If you suffer from a terminal illness or have an accident, insurance can pay your outstanding principal amount up to $500,000.

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Replacement income when you need support

Creditor disability insurance will take care of your debt if anything happens to you. If you become disabled, monthly payments will be made for you, up to a maximum of $2,000 per month. You’ll stay insured until you are no longer disabled, until your loan or mortgage is paid in full or until you have received benefits for five consecutive years.


​Make an appointment today


Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements.

See the Product Guide and Certificate of Insurance for full coverage details.