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GIC Interest Rates

  • Rates
  • GIC Interest Rates

Featured Offers

Earn 3.45%* on a 25-month GIC

Or earn 3.40%* on a 14-month GIC. Non-redeemable. Available for registered and non-registered accounts.

Open by booking a virtual appointment with our Member Solutions Team.

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Earn 3.25%* with our 13-Month FlexSavings Cashable GIC

Enjoy the peace of mind of a guaranteed return—with the freedom to cash out after 90 days if your plans change.

Learn more

Earn 3.50%* on a 4-month GIC

Available for registered accounts only.

Open by booking a virtual appointment with our Member Solutions Team.

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View GIC rates

List of rates for LONG TERM NON-REDEEMABLE GICS*
LONG TERM NON-REDEEMABLE GICS* Rate
1 Year
2.95
2 Year
3.05
3 Year
3.15
4 Year
3.15
5 Year
3.30
List of rates for SHORT-TERM NON-REDEEMABLE GICS*
SHORT-TERM NON-REDEEMABLE GICS* Rate
90-179 Days
2.60
180 - 269 Days
2.60
270 - 364 Days
2.75
List of rates for LONG-TERM REDEEMABLE GICS*
LONG-TERM REDEEMABLE GICS* Rate
1 Year
2.45
2 Year
2.55
3 Year
2.65
4 Year
2.65
5 Year
2.80
List of rates for SHORT-TERM REDEEMABLE GICS*
SHORT-TERM REDEEMABLE GICS* Rate
90 - 179 Days
2.10
180 - 269 Days
2.10
270 - 364 Days
2.25
List of rates for 5-YEAR ACCELERATOR GICS*
5-YEAR ACCELERATOR GICS* Rate
Year 1
3.00
Year 2
3.10
Year 3
3.15
Year 4
4.00
Year 5
4.50
List of rates for U.S. SHORT TERM GIC*
U.S. SHORT TERM GIC* Rate
30 - 59 Days
2.90
60 - 89 Days
3.20
90 - 179 Days
3.25
180 - 269 Days
3.30
270 - 364
3.30
List of rates for U.S. LONG TERM GIC*
U.S. LONG TERM GIC* Rate
Year 1
4.00
Year 2
3.75
Year 3
3.75
Year 4
3.75
Year 5
3.75
List of rates for 24-MONTH ESCALATOR GIC*
24-MONTH ESCALATOR GIC* Rate
Months 1 - 8
3.00
Months 9 - 16
3.60
Months 17 - 24
4.20
Effective Yield
3.60
 

*Rates are subject to change at any time. Conditions apply.

 
 

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