Personal transaction and service fees

Service fees effective July 24, 2020

ATM fees

ATM use - THE EXCHANGE Network	Free
ATM use - International	$3.50
ATM use - Interac	$1.50

Cheques

Certified cheque	$10
Charge back	$10
Stop payment: full or partial details, staff assisted or online	$18
View Cleared Cheques – Online Banking	Free

Drafts

Drafts (CAD)	$10
Drafts (other currencies)	$10

Letters

Letters and forms prepared at the Member’s request

$25

Replacement debit card

Replacement debit card

1 free each year,
$5 each additional card

Search of records

Record search

$35/hour + HST ($15 minimum charge)

Wire funds

Up to $20,000	$25
$20,001 - $50,000	$50
$50,001 +	$100

Bill payments

Bill payment trace/recall	$15
Bill payment trace/recall (greater than one year)	$30

Transfers

Interac e-Transfer	$1.50
RRSP/RRIF/TFSA Transfer	$100

Close account

Close account within 90 days

$25

Loans and overdraft

Loan and mortgage extension	$40
NSF (Non-Sufficient Funds)	$50/item
Overdraft exception item	$25/item
Overdraft transfer/handling	$5/item
Overdraft protection	$2.50/month

Credit Services

Discharge/Porting	$350
Delinquency on Loans and Mortgages	$50
Delinquency on non-traditional mortgages	$250

Credit Services - Bridge Loan

When Member obtains a new FirstOntario Mortgage	$500 + interest
When Member does not obtain a new FirstOntario Mortgage	Greater of $500 or 0.35% of the loan amount + interest

Dormant account

Dormant account

$30 (annually)

Safe deposit boxes

Safe Deposit Boxes	$50 (S) $75 (M) $135 (L) $230 (XL) + HST
Drilling	$150 + HST
Replacement Keys	$25 + HST

Statements

Official copy	$5/official copy
Duplicate in-branch	$5/copy