Personal transaction and service fees
Service fees effective July 24, 2020
- Personal
- Personal Banking Fees
ATM fees
| ATM use - THE EXCHANGE Network | Free |
| ATM use - International | $3.50 |
| ATM use - Interac | $1.50 |
Cheques
| Certified cheque | $10 |
| Charge back | $10 |
Stop payment: full or partial details, staff assisted or online | $18 |
| View Cleared Cheques – Online Banking | Free |
Drafts
| Drafts (CAD) | $10 |
| Drafts (other currencies) | $10 |
Letters
| Letters and forms prepared at the Member’s request | $25 |
Replacement debit card
| Replacement debit card | 1 free each year, $5 each additional card |
Search of records
| Record search | $35/hour + HST ($15 minimum charge) |
Wire funds
| Up to $20,000 | $25 |
| $20,001 - $50,000 | $50 |
| $50,001 + | $100 |
Bill payments
| Bill payment trace/recall | $15 |
| Bill payment trace/recall (greater than one year) | $30 |
Transfers
| Interac e-Transfer | $1.50 |
| RRSP/RRIF/TFSA Transfer | $100 |
Close account
| Close account within 90 days | $25 |
Loans and overdraft
| Loan and mortgage extension | $40 |
| NSF (Non-Sufficient Funds) | $50/item |
| Overdraft exception item | $25/item |
| Overdraft transfer/handling | $5/item |
| Overdraft protection | $2.50/month |
Credit Services
| Discharge/Porting | $350 |
| Delinquency on Loans and Mortgages | $50 |
| Delinquency on non-traditional mortgages | $250 |
Credit Services - Bridge Loan
When Member obtains a new FirstOntario Mortgage | $500 + interest |
When Member does not obtain a new FirstOntario Mortgage | Greater of $500 or 0.35% of the loan amount + interest |
Dormant account
| Dormant account | $30 (annually) |
Safe deposit boxes
| Safe Deposit Boxes | $50 (S) $75 (M) $135 (L) $230 (XL) + HST |
| Drilling | $150 + HST |
| Replacement Keys | $25 + HST |
Statements
| Official copy | $5/official copy |
| Duplicate in-branch | $5/copy |