Canada Day closure

Please note that we will be closed on July 1 to celebrate Canada Day. Online/mobile banking will be available.

Business chequing accounts

Find the right chequing account for your business

No matter your business size, we have an account that makes your business banking better.

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Specialty
U.S. dollar

Business eBanking

For businesses that prefer online banking, plus occasional in-branch service with no fee surprises.

$0 or $5/month

  • Unlimited electronic transactions
  • Five free in-branch transactions ($3 each thereafter)
  • Five free Interac e-Transfers® ($1.50 each thereafter)
  • Surcharge-free withdrawals at thousands of ATMs across Canada through THE EXCHANGE Network® and the U.S. through the Allpoint network
  • Option for multiple authorization online banking

No monthly fee when you maintain a minimum daily balance of $5,000

Business Convenience

For businesses with a lower volume of transactions, looking for optimum flexibility and minimal fees.

$0 or $5/month

  • $0.85 per credit/debit transaction
  • $1.50 per Interac e-Transfer®
  • Surcharge-free withdrawals at thousands of ATMs across Canada through THE EXCHANGE Network® and the U.S. through the Allpoint network
  • Option for multiple authorization online banking

No monthly fee when you maintain a minimum daily balance of $5,000

Business Premium

For businesses with a moderate volume of transactions, all bundled into one value-priced monthly fee.

$0 or $25/month

  • Up to 50 debit/credit transactions ($0.85 each thereafter)
  • 10 free Interac e-Transfers® ($1.50 each thereafter)
  • Surcharge-free withdrawals at thousands of ATMs across Canada through THE EXCHANGE Network® and the U.S. through the Allpoint network
  • Option for multiple authorization online banking

No monthly fee when you maintain a minimum daily balance of $25,000

Business Premium Plus

For businesses with a higher volume of transactions, seeking ultimate flexibility and value.

$0 or $50/month

  • Up to 100 debit/credit transactions ($0.85 each thereafter)
  • 15 free Interac e-Transfers® ($1.50 each thereafter)
  • Surcharge-free withdrawals at thousands of ATMs across Canada through THE EXCHANGE Network® and the U.S. through the Allpoint network
  • Option for multiple authorization online banking

No monthly fee when you maintain a minimum daily balance of $50,000

Community

For local clubs and charitable/non-profit organizations that enhance our communities.

$0/month

  • Up to 30 debit/credit transactions ($0.85 each thereafter)
  • Five free Interac e-Transfers® ($1.50 each thereafter)
  • Surcharge-free withdrawals at thousands of ATMs across Canada through THE EXCHANGE Network® and the U.S. through the Allpoint network
  • Option for multiple authorization online banking

No monthly fee when you maintain a minimum daily balance of $5,000

Business U.S. Dollar Chequing

For effortless cross-border business banking with no exchange rate surprises.

$0 or $1 USD/month

  • Earn 0.05% interest when your chequing account balance is over $3,000 USD
  • Two free withdrawals per month ($0.50 USD each thereafter)
  • Option for multiple authorization online banking
  • Pre-authorized debits, ATM and point-of-sale transactions are not available on this account

No monthly fee when you maintain a minimum daily balance of $200 USD

Can’t decide which account is right for your business?

Compare our business chequing accounts or book an appointment with our Member Solutions Team for extra guidance.

Make the most of your daily business banking

Student smiling in hallway holding backpack straps

Credit cards

Effortlessly earn rewards on every business expense, wherever your work takes you.

A hand holding a debit card above a payment terminal for a contactless transaction

Debit card

Flexible access to your money — designed to keep your business running smoothly.

Smiling man with earphones using a smartphone by a window.

Savings accounts

Grow your business savings with competitive rates and easy access when you need it.

The art of banking differently

Our members value our personal touch, competitive rates, and community spirit that helps artists, innovators, and entrepreneurs bring their ideas to life.

Member owned

As a member, you’re also an owner — your voice helps shape how we grow and serve the creative community.

Better rates, lower fees

Our competitive rates help creative professionals handle daily banking, fund projects, and grow their businesses.

Many ways to bank

Manage your money in person, online, or on mobile, with access to thousands of surcharge-free ATMs across Canada and the U.S.

Guided by purpose

We reinvest profits into community programs that help creative professionals thrive and flourish.

Banking made for businesses like yours

Manage daily finances with chequing accounts designed for the creative industry.

Not a member yet? It’s easy to open a business chequing account with us.

Or give us a call at 1-866-800-2787 to upgrade your account.

Open a business account

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

Already a member? Contact us to open a new account.

Become a business member

If you’re new to Creative Arts Financial, book a virtual appointment to get started on your membership application.

You can also apply online through our self‑serve platform, powered by FirstOntario Credit Union. Select Creative Arts in the Preferred branch drop‑down.

Become a member

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Business U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.20%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Business Savings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

1.55%

Balance

$100,000.01 – $250,000.00

Rate*

1.60%

Balance

$250,000.01 – $500,000.00

Rate*

1.70%

Balance

$500,000.01 – $750,000.00

Rate*

1.80%

Balance

$750,000.01 – $1,000,000.00

Rate*

1.90%

Balance

$1,000,000.01 – $2,500,000.00

Rate*

2.00%

Balance

$2,500,000.01+

Rate*

2.10%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.

Open an account

If you’re new to Creative Arts Financial, book a virtual appointment or complete your membership application online.

Already a member? Log in to online banking.

Creative Arts Financial is closed on the following days

Wednesday, July 1, 2026 Canada Day
Monday, August 3, 2026 Civic Holiday
Monday, September 7, 2026 Labour Day
Wednesday, September 30, 2026 National Day for Truth and Reconciliation*
Monday, October 12, 2026 Thanksgiving Day
Wednesday, November 11, 2026 Remembrance Day*
Thursday, December 24, 2026 Christmas Eve**
Friday, December 25, 2026 Christmas Day
Monday, December 28, 2026 Observation of Boxing Day*
Thursday, December 31, 2026 New Year's Eve**
Friday, January 1, 2027 New Year's Day 2027
* Member Service Centre, Member Solutions Team and Personal Assisted Tellers will be available from 8 a.m. to 5 p.m. ** On December 24 and December 31, branches will close at 1 p.m. Our Member Service Centre and Personal Assisted Teller services will be available from 7 a.m. to 4 p.m. and the Member Solutions Team can be reached from 8 a.m. to 4 p.m.
U.S. Dollar Investment Savings account

Balance

Rate*

Balance

All balances

Rate*

0.15%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account for seniors (60+)

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Investment Savings account

Account options

Rate*

Account options

Non-registered savings

Rate*

0.30%

Account options

TFSA investment savings

Rate*

0.60%

Account options

FHSA investment savings

Rate*

3.20%

Account options

RRSP investment savings

Rate*

0.05%

Account options

RRIF investment savings

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
Daily Interest Savings account

Balance

Rate*

Balance

$0 – $1,000.00

Rate*

0.05%

Balance

$1,000.01 – $5,000.00

Rate*

0.05%

Balance

$5,000.01 – $10,000.00

Rate*

0.05%

Balance

$10,000.01+

Rate*

0.05%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.
High Interest eSavings account

Balance

Rate*

Balance

$0 – $100,000.00

Rate*

0.60%

Balance

$100,000.01 – $200,000.00

Rate*

0.75%

Balance

$200,000.01+

Rate*

0.80%

* Per annum rate. Rate and terms subject to change without notice. Conditions apply.apply.