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Guaranteed Investment Certificate (GIC) Specials


We're always working to help you reach your savings goals

Our offers are some of the most competitive on the market.

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A worry free way to grow your money

Act fast on a 4.75%* 1-year non-redeemable GIC or 4.70%* 2-year non-redeemable GIC.

Applies to registered and non-registered products excluding RESP’s.

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Your rates keep going up with our 24-month Escalator GIC*

With your rate going up every 8 months over the 2 year term – the longer you stay invested, the more you’ll earn. Plans change? Easily access your money on each 8 month anniversary if you choose.

Applies to registered and non-registered products excluding RESP’s.

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Market-Linked GIC*

Up your game with a product that can provide market returns but is secure and simple for your peace of mind. Our market-linked GICs offer 100% principal protection and the potential for higher returns.


Contact us to learn more about these specials

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*GIC Specials Terms and Conditions

  1. APR. Rates subject to change at any time.
  2. These offers are available in branch or by phone/virtual appointment, to new and existing members. Any individual who is not currently a member of Creative Arts Financial must become a member in order to qualify for the offer. Registered GICs can be opened over the phone with one of our Member Service Centre representatives.
  3. Creative Arts Financial, a division of FirstOntario Credit Union reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way.