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Everyday Student Account


The Everyday Student Account

Focus on your studies full-time while you enjoy fee-free banking.  


Unlimited INTERAC e-Transfers


Unlimited deposits, debits and bill payments

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No monthly account fee


More great benefits

  • No monthly fee for overdraft protection
  • Five free* non-THE EXCHANGE Network ATM transactions every month
  • Fees waived on official/corporate and certified cheques
  • Access to online and mobile banking with free eStatements
  • Free cheque deposits with Deposit Anywhere™
  • Free transactions at Creative Arts Financial/FirstOntario ATMs and more than 3,700 surcharge-free ATMs across Canada through THE EXCHANGE Network®
  • Free transfers between your Creative Arts Financial accounts through online/mobile banking

Become a Member of Creative Arts Financial

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ATM transactions, Canada

(Interac and non-Creative Arts Financial/FirstOntario or non-THE EXCHANGE Network)

$3.50 each

*Additional surcharges may apply at other financial institutions

ATM transactions, U.S. and International $3.50 each

Compare all of our chequing accounts with this convenient product guide.

View our fee schedule for all account-related transactions and other services.


The Visa rebate is not available more than once if an individual Member has more than one account; the Visa rebate is also limited to one per account; this rebate is not applicable to Member corporations. This rebate is not applicable to the U.S. Dollar Visa card.