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Seniors Everyday Premium Account


The Seniors Everyday Premium Account

If you’re over 60, you get limitless transactions and more features for a low fee that can be waived.


Unlimited INTERAC e-Transfers

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​Unlimited deposits, debits and bill payments

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Monthly fee can be waived


More great benefits

  • Monthly fee of $5.98 can be waived with a minimum daily balance of $4,000 or direct deposit of payroll/pension (minimum $250/month).
  • No monthly fee for overdraft protection
  • Rebate of up to $60 on the annual fee for your creativeartsfinancial Visa
  • Five free* non-THE EXCHANGE Network ATM transactions every month
  • One free cheque book per year (Flair design only)
  • $10 annual discount on Safe Deposit Box rental
  • Access to online and mobile banking with free eStatements
  • Free cheque deposits with Deposit Anywhere™
  • Free transactions at Creative Arts Financial/FirstOntario ATMs and more than 3,700 surcharge-free ATMs across Canada through THE EXCHANGE Network®
  • Free transfers between your Creative Arts Financial accounts through online/mobile banking

Become a Member of Creative Arts Financial

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Monthly account fee


*Waived with a minimum daily balance of $4,000 or direct deposit of payroll or pension (minimum $250/month)

ATM transactions, Canada

(Interac and non-Creative Arts Financial/FirstOntario or non-THE EXCHANGE Network)

$3.50 each

*Additional surcharges may apply at other financial institutions

ATM transactions, U.S. and International $3.50 each

Compare all of our chequing accounts with this convenient product guide.

View our fee schedule for all account-related transactions and other services.


The Visa rebate is not available more than once if an individual Member has more than one account; the Visa rebate is also limited to one per account; this rebate is not applicable to Member corporations. This rebate is not applicable to the U.S. Dollar Visa card.