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Seniors Everyday Convenience Account


The Seniors Everyday Convenience Account

​Our day-to-day chequing account if you’re 60+, with great benefits and no monthly fee.

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​No monthly account fees


​No minimum balance

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Unlimited deposits, debits and bill payments


More great benefits

  • Access to online and mobile banking with free eStatements
  • Two free* Interac e-Transfers each month
  • No monthly fee for overdraft protection
  • One free cheque book per year (Flair design only)
  • $10 annual discount on Safe Deposit Box rental
  • Free drafts and certified cheques
  • Free cheque deposits with Deposit Anywhere™
  • Free transactions at Creative Arts Financial/FirstOntario ATMs and more than 3,700 surcharge-free ATMs across Canada through THE EXCHANGE Network®
  • Free transfers between your Creative Arts Financial accounts through online/mobile banking

Become a Member of Creative Arts Financial


Interac e-Transfer

(Send Money, Request Money)

Two free, $1.50 each thereafter

*Fee is applied to Send Money transactions immediately and Request Money transactions when fulfilled. Fees will be applied to the two free e-Transfers and then reimbursed by end of day.

ATM transactions, Canada

(Interac and non-Creative Arts Financial/FirstOntario or non-THE EXCHANGE Network)

$3.50 each

*Additional surcharges may apply at other financial institutions

ATM transactions, U.S. and International $3.50 each

Compare all of our chequing accounts with this convenient product guide.

View our fee schedule for all account-related transactions and other services.


The Visa rebate is not available more than once if an individual Member has more than one account; the Visa rebate is also limited to one per account; this rebate is not applicable to Member corporations. This rebate is not applicable to the U.S. Dollar Visa card.