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Creative Arts Financial A Division of FirstOntario Credit Union

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There are a lot of ways to manage your money.

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What We Do

Financial Planning Strategy
Investment Management
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Business Succession Planning
Estate Planning

Investment Accounts

TFSAs
Mutual Funds, Stocks and Bonds
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Guaranteed Investment Certificates (GICs)

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Term Deposit Interest Rates

Invest Online

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VirtualWealth

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There are a lot of ways to manage your money.

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Personal Borrowing

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Encompass Home Warranty Program

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There are a lot of ways to manage your money.

Deposit and Investment Insurance
Loan and Mortgage Insurance
Travel Insurance
Encompass Home Warranty Program

Ways to Bank

There are a lot of ways to manage your money.

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Daily Interest Savings Account

Personal
Accounts
Savings Accounts
Daily Interest Savings

Start saving now

With our Daily Interest Savings Account, you don’t have to worry about locking in your money.

Open an account

Upward Sloping Interest Rate Return Graph

Tiered interest rate

Calculated on closing daily balance, paid at month end

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No monthly account fees

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Two free debits per month

Unlimited with a $3,000 minimum balance and unlimited for seniors

More great benefits

Unlimited deposits in branches, Creative Arts Financial/FirstOntario ATMs and through THE EXCHANGE Network's 3,700 ATMs across Canada
Free transfers between your Creative Arts Financial accounts through online/mobile banking

Free cheque deposits with Deposit Anywhere™
Access to online and mobile banking with free eStatements
Pair it with our Everyday Convenience Account and really maximize the benefits.

Become a Member of Creative Arts Financial

Open an account

Fees associated with this account

Interac e-Transfers®	$1.50 each
Debits* *Debits include in-branch, PAT, ATM, online/mobile and telephone bill payments and withdrawals, preauthorized debits and point of sale (POS) transactions	2 free per month, $0.75 thereafter

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Who we are

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