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Everyday Premium Chequing Account


The Everyday Premium Account

If you take care of most of your banking online, this chequing account is available for a low fee (or no fee at all).


Unlimited Interac e-Transfers


Unlimited deposits, debits and bill payments


Monthly fee can be waived


More great benefits

  • Monthly fee of $11.95 waived with a minimum daily balance of $4,000 or direct deposit of payroll/pension (minimum $250/month).
  • No monthly fee for overdraft protection
  • Rebate of up to $60 on the annual fee for your Creative Arts Financial Visa*
  • Five free* non-THE EXCHANGE Network ATM transactions every month
  • Access to online and mobile banking with free eStatements
  • Free cheque deposits with Deposit Anywhere™
  • Free transactions at Creative Arts Financial/FirstOntario ATMs and more than 3,700 surcharge-free ATMs across Canada through THE EXCHANGE Network®
  • Free transfers between your Creative Arts Financial accounts through online/mobile banking

Become a Member of Creative Arts Financial

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Monthly account fee


*Waived with a minimum daily balance of $4,000 or direct deposit of payroll or pension (minimum $250/month)

ATM transactions, Canada

(Interac and non-Creative Arts Financial/FirstOntario or non-THE EXCHANGE Network)

$3.50 each

*Additional surcharges may apply at other financial institutions

ATM transactions, U.S. and International $3.50 each

Compare all of our chequing accounts with this convenient product guide.

View our fee schedule for all account-related transactions and other services.


The Visa rebate is not available more than once if an individual Member has more than one account; the Visa rebate is also limited to one per account; this rebate is not applicable to Member corporations. This rebate is not applicable to the U.S. Dollar Visa card.

*Trademark of Visa Int., used under license.