Banking in tune with creatives
You’re anything but ordinary — that’s why you need a financial partner that truly gets you.
Digital enhancements are coming soon. Be sure to check our website for important updates and details about our new log in. Learn more
Our latest highlights
Experience banking designed for the arts — with exclusive rewards and a creative community by your side.
Earn 3.20% for 13 months
Guaranteed growth. Freedom to access your money after just 90 days.
3.75% variable high ratio mortgage
Lock in your dream home with our 5‑year variable high ratio mortgage.
A guaranteed way to earn more
Earn 4.00%* with an 18-month GIC or 4.35%* with a 54-month GIC.
Rewards for everyday life
Earn up to 35,000 bonus Flex Rewards points on everyday purchases.†
Lead the way
Creative Arts Financial members are invited to run in FirstOntario’s annual Board of Directors Election.
Take advantage of our featured rates
First Home Savings Account
3.30%*
3-year fixed mortgage
4.94%*
54-month non‑redeemable GIC
4.35%*
The art of banking differently
Our members value our personal touch, competitive rates, and community spirit that helps artists, innovators, and entrepreneurs bring their ideas to life.
Member owned
As a Creative Arts Financial member, you’re also an owner — your voice helps shape how we grow and serve our community.
Better rates, lower fees
Many ways to bank
Manage your money in person, online, or on mobile, with access to thousands of surcharge-free ATMs across Canada and the U.S.
Guided by purpose
Feel the credit union difference
Join our Creative Arts Financial community and experience banking that puts people first — where you’re a member with a voice and a share in our success.
The Creatives Guide to Money
Discover practical financial guidance that helps you navigate earning, planning and growing your financial confidence.
Money basics for freelancers: A simple guide to financial literacy
Making the leap to a full-time artist or creator
Investing without a steady paycheque: How creatives can think about their future
How to open an artist space: Costs, planning, and what to expect
Smart banking for ACTRA members built around creative careers
7 Healthy financial habits for creators who want long term stability
What gig workers and freelancers need to know about borrowing: 10 smart Q&As
Banking for gig workers who deserve a financial home
Emergency fund guide for creatives: Build financial security with Creative Arts Financial
Smart ways to manage money with irregular income in 2026
Bank your way
We’re here however you need us — online, on your phone, or in person at the branch.
Not a member yet? It’s easy to open your first account with us.
* Rate and terms subject to change without notice. Conditions apply.
‡ Available for new deposits only. “New deposits” means funds transferred to Creative Arts Financial from a financial institution outside of Creative Arts Financial, or cash deposited with Creative Arts Financial, during the promotional period. Funds withdrawn or transferred from any Creative Arts Financial account and subsequently redeposited or transferred back to Creative Arts Financial, directly or indirectly, including in the form of cash, will not qualify as a “new deposit”. To qualify, the deposited funds must not have been held on deposit with Creative Arts Financial during the 365 days immediately preceding the date of deposit. Transfers between Creative Arts Financial accounts or members do not constitute new money. Creative Arts Financial reserves the right to verify the source of funds and determine eligibility for the promotional rate in its sole discretion and may require reasonable documentation to establish that deposited funds qualify as new deposits. Rate and terms subject to change without notice. Registered and non-registered accounts, excluding RESP and RDSP. Conditions apply.
† Terms and conditions apply. Visit the Collabria website for more details.
