Banking in tune with creatives
You’re anything but ordinary — that’s why you need a financial partner that truly gets you.
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Our latest highlights
Experience banking designed for the arts — with exclusive rewards and a creative community by your side.
FirstOntario investment shares
Diversify your investments with a targeted annual dividend rate of 6.00%‡. Available for a limited time.
3.55% variable high ratio mortgage
Lock in your dream home with our 5‑year variable high ratio mortgage.
Market-linked GICs
Take advantage of attractive return potential and earn up to 8.45%* without risking your principal.
Earn 3.20% for 13Â months
Your savings, your rules. Guaranteed growth. Freedom to access your money after just 90 days.
0% on balance transfers
Pay 0% interest for the first 12 months when you transfer your existing credit card balances.â€
Get a $120 first year fee rebate + bonus
Flex Rewards points worth up to $100 in cash value.â€
Take advantage of our featured rates
First Home Savings Account
3.20%*
3-year fixed mortgage
4.69%*
26-month non‑redeemable GIC
3.85%*
The art of banking differently
Our members value our personal touch, competitive rates, and community spirit that helps artists, innovators, and entrepreneurs bring their ideas to life.
Member owned
As a Creative Arts Financial member, you’re also an owner — your voice helps shape how we grow and serve our community.
Better rates, lower fees
Many ways to bank
Manage your money in person, online, or on mobile, with access to thousands of surcharge-free ATMs across Canada and the U.S.
Guided by purpose
Feel the credit union difference
Join our Creative Arts Financial community and experience banking that puts people first — where you’re a member with a voice and a share in our success.
The Creatives Guide to Money
Discover practical financial guidance that helps you navigate earning, planning and growing your financial confidence.
Smart banking for ACTRA members built around creative careers
7 Healthy financial habits for creators who want long term stability
What gig workers and freelancers need to know about borrowing: 10 smart Q&As
Banking for gig workers who deserve a financial home
Emergency fund guide for creatives: Build financial security with Creative Arts Financial
Smart ways to manage money with irregular income in 2026
Bank your way
We’re here however you need us — online, on your phone, or in person at the branch.
Not a member yet? It’s easy to open your first account with us.
* Rate and terms subject to change without notice. Conditions apply.
‡ Dividend rates and payments are not guaranteed and are non-cumulative. Investment shares are not deposits and are not insured or otherwise covered by the Deposit Insurance Reserve Fund (DIRF) administered by the Financial Services Regulatory Authority of Ontario (FSRA). Funds for each member’s subscription will be placed in an interest-bearing holding account until the shares are issued. Investment shares are non-redeemable for five years after the issue date. Redemption requests are considered on a first-come, first-served basis and are limited to 10% of the shares issued and outstanding at the end of the preceding fiscal year. Investment shares are only available after obtaining an Offering Statement detailing all the terms, conditions and risks of this investment.
† Terms and conditions apply. Visit the Collabria website for more details.
